Indah Anisykurlillah, FE Akuntansi (2014) A Model of Women Cooperative Empowerment in Improving Community Welfare. International Journal of Business, Economics and Law, 5 (1). ISSN 2289-1552

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Abstract

Women cooperative is meant to empower women by involving them as facilitators. This kind of empowerment model has been regarded important for community welfare. This study aims to identify and provide a roadmap of economic condition of women cooperative including its members in Semarang city. Further, it is meant to formulate a cooperative model for women empowerment in accordance with the existing condition, and to improve the development of productive members. Currently, there are 27 women's cooperatives ( Kopwan ) registered in the city, but there are only 17 active women's cooperatives. These active cooperatives are indicated by the increase of turnover and activity of the Annual Members Meeting. The methods of analysis are identifying initial conditions of women and members of cooperatives, and formulating a model of cooperative empowerment of women by conducting workshops and focus group discussion. Based on the the results of questionnaires, there are some significant models of empowerment to formulate : (a) selective pattern of member recruitment by prioritizing productive enterprises, (b) transparency of rules and of operational procedures on savings and loans as well as ongoing reporting with effective monitoring, (c) provisions, procedures, documents, and loan application requirements and submission focus on developing productive activities of the member, (d) members’ understanding on the important role of savings and loans for the sake of members’ productive activities development, and ( e ) system of accounting and financial reporting treatment are to support financial accountability leading to members’ confidence in developing productive business facilitated by women's cooperatives.

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